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Financial Analysis Excellence

Specialized Education for Investment Professionals

Refund Policy

Last Updated: January 2025

At TechEnergiWise, we're committed to transparency about our refund procedures. This policy outlines when refunds are available for our financial analysis programs and how to request one. We handle each case individually because we know that circumstances vary.

Eligibility for Refunds

Refund eligibility depends on several factors, including program type, enrollment date, and course completion status. Here's what qualifies:

Early Withdrawal

If you withdraw within 14 days of enrollment and haven't accessed more than 20% of course materials, you're eligible for a full refund minus administrative fees.

Technical Issues

When platform problems prevent access to course content for more than 72 consecutive hours and we can't resolve them, partial or full refunds may apply.

Course Cancellation

If TechEnergiWise cancels a program before its start date or midway through, you'll receive a complete refund of tuition paid.

Duplicate Payment

Accidental double charges or billing errors are refunded immediately once verified, typically within 3-5 business days.

Non-Refundable Situations

Some circumstances don't qualify for refunds. We try to be fair, but these situations fall outside our refund scope:

  • Course completion beyond 30% of total materials
  • Requests made more than 30 days after enrollment date
  • Dissatisfaction with course difficulty or pacing
  • Change of personal circumstances unrelated to course delivery
  • Downloaded certificates or completion credentials
  • Promotional or discounted enrollment pricing (different terms apply)

How to Request a Refund

The refund process is straightforward but requires some documentation. Here's the step-by-step approach:

1
Submit Your Request

Email [email protected] with "Refund Request" in the subject line. Include your full name, enrollment ID, program name, and reason for requesting a refund.

2
Verification Review

Our team reviews your account within 2-3 business days to verify enrollment details, payment records, and course access history.

3
Decision Notification

You'll receive an email explaining whether your refund was approved, partially approved, or denied, along with specific reasoning.

4
Processing & Payment

Approved refunds are processed within 7-10 business days. The funds return to your original payment method within an additional 5-7 business days depending on your bank.

Important Processing Notes

Administrative fees of 5% apply to all approved refunds to cover processing costs. This is standard across educational platforms.

Wire transfer refunds may take longer than credit card refunds due to international banking procedures, especially for students in Argentina using local payment methods.

Once a refund is issued, your access to course materials terminates immediately. Downloaded resources must be deleted per our licensing agreement.

Refund Scenarios & Timelines

Different situations have different processing times. This table breaks down what to expect:

Scenario Refund Amount Processing Time
Withdrawal within 14 days (under 20% completion) 95% of tuition 7-10 business days
Technical issues (platform unavailable 72+ hours) Prorated based on downtime 10-14 business days
Course cancellation by TechEnergiWise 100% of tuition 5-7 business days
Duplicate charge or billing error 100% of duplicate amount 3-5 business days
Withdrawal after 30 days or 30% completion No refund available N/A

Payment Method Considerations

How you paid affects how you'll receive your refund. We support various payment methods common in Argentina and internationally.

Credit & Debit Cards

Refunds go back to the original card used for purchase. This usually takes 5-7 business days after we process it, though your bank might hold it for a few extra days. You'll see it listed as a credit from TechEnergiWise.

Bank Transfers

For direct transfers, especially from Argentine bank accounts, we need your current banking information. International transfers can take 10-15 business days. Double-check that your account details match what's on file.

Third-Party Payment Services

If you paid through MercadoPago or similar services, the refund routes through that platform. Processing times depend on their policies, typically 7-14 business days.

Partial Refunds

Sometimes a full refund doesn't apply, but a partial one does. Here's when that happens:

  • You've completed between 20-30% of course materials
  • Platform issues affected some but not all of your access
  • You're switching from one program to another (credit transfer)
  • Withdrawal happens between 14-21 days after enrollment

Partial refund amounts are calculated based on content accessed, time enrolled, and specific circumstances. We review each case to determine fair compensation.

Special Circumstances

Life happens. Medical emergencies, family crises, or unexpected relocations might warrant exceptions to standard policy. Contact us directly to discuss your situation.

We evaluate these requests individually and may request supporting documentation. While we can't guarantee approval, we do consider each case thoughtfully.

Questions About This Policy

Refund policies can be confusing. If something isn't clear or your situation doesn't fit neatly into these categories, reach out. We'd rather answer questions upfront than deal with confusion later.

This policy applies to all enrollments starting January 2025. Earlier enrollments follow the terms active at the time of purchase.

Need to Discuss Your Refund?

Email: [email protected]

Phone: +54 291 453 5005

Address: Argerich 1662, C1416 AXL, Buenos Aires, Argentina

Contact Support Team